Make your dream home a reality with our flexible, affordable loan

Whether you're a first-time home buyer or just need mortgage advice, let us be your guide.

Purchasing a home or want to switch your existing mortgage to Weston Credit bank?

From figuring out what you can afford to getting the keys—we’re here to help with each step so you can focus on finding the right home.

Mortgage pre-approval

If a seller is getting multiple bids, having a mortgage pre-approval can help you stand out from the rest.

Home-value borrrowing

With Weston Credit Home Power Plan, you could borrow up to 80% of the value of yor home.

Affordable rates

We have programs which include mortgage loan options with lower down payments.

Home Loans & Equity Lending Options

From looking for your first home to planning your next big home improvement, Weston Credit has the options you need.

Our featured mortgage rates

2.37%

On a 2 year fixed term
(APR 1.44%)

 

Fixed-rate mortgage

2.44%

On a 3-year fixed term
(APR 2.46%)

 

Fixed-rate mortgage

2.94%

On a 4-year variable term
(APR 2.46%)

 

Variable-rate mortgage

1.60%

Over a 7-year variable term;
(APR 1.62%)

 

Variable-rate mortgage

The perfect home starts with the right mortgage

Whether this is your first home or it’s time to downsize, we can help with a wide range of loan options. Learn more about our loans and how you can select a mortgage that’s right for your financial situation by speaking with one of our mortgage specialists today.

Looking to Buy Your First Home?

Buying a home can be a truly rewarding experience. It's also one of the biggest investments you'll make. From finding your new place to getting the keys - we're here to help.

Moving Day Car

Buying your first home? Want to get the most out of the one you already have? Whatever your goal, we'll help you find the right loan for you.

Note that you can also use the equity you’ve built to pay for improvements, consolidate debt, pay for college and more.

You have flexibility and control

You have the flexibility to divide your mortgage into different terms and rates. This means that you can choose a fixed rate mortgage for one portion of your loan, while taking advantage of favourable interest rates with a variable rate mortgage for the other portion.

You can have up to 3 mortgage solutions. You can apply your prepayment privileges to whichever mortgage component you wish to pay it down faster; however standard prepayment charges apply should you go over your annual prepayment limit.

Get pre-approved in minutes!

Get an online exclusive rate guarantee and download your pre-approval letter in minutes.

Search for your dream home in your internet banking dashboard.

Apply for a mortgage online.

If you’ve already made an offer on a home, you can simply submit your mortgage application through eHOME.

 

Obtain preferred mortgage rates just for you. And, save up to $300 in appraisal fees.

Switching your mortgage is easy.

Once you provide us with your mortgage details, you can simply submit your mortgage application through internet banking.


Switch now to save on mortgage closing costs and up to $300 in appraisal fees.

How can you pay off your mortgage easily and flexibly?

Our mortgage system empowers you to pay off your mortgage as fast as you want using your mortgage prepayment privileges. Unlike a traditional mortgage, you don’t have to worry about locking up all your excess cash in your home as you make your prepayments.

As you pay down your mortgage, you can access more and more equity in your home. For example, should something unexpected occur, you can access that equity by drawing down on a Weston® Personal Line of Credit linked to your mortgage or you can add a credit solution to your current mortgage.

Refinancing your mortgage

Refinancing can help you lower your monthly payment, pay off your loan sooner, or tap into the equity you've already built into your home.

More features & products

Apply and finish the entire process online

Purchasing a home or want to switch your existing mortgage to Weston Credit bank? You can do this all online, hassle-free with internet banking.

Weston Mortgage Protection


Protect your biggest financial investment by adding optional Weston Mortgage Protection insurance on your new mortgage. Weston Mortgage Protection offers four coverage options that can either help pay off your mortgage, or keep up with your payments, as a result of certain unexpected life events.

The perfect home starts with the right mortgage

Every home loan financing need is different. And we're here to help you through each step of the journey.