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Save money on interest payments with a low interest card
A lower interest rate credit card can help you save on the cost of debt by making it easier to pay down your balance faster.
Fees, rates & other information
| Annual fee3 | $29/year (Special offer: First-year annual fee waived2) |
|---|---|
| Low interest rates3 |
12.99% on purchases 12.99% on cash advances (including balance transfers, Weston Credit Card Cheques and cash-like transactions) |
| Minimum credit limit3 | $500 |
| Each supplementary Card3 | $0/year |
Low interest payments
0% offers on balance transfers and purchases mean you could end up paying no interest at all, as long as you clear the full amount before the allowed period ends.
Up to $300 cash back welcome bonus
Alos enjoy 0% p.a. for 12 months standard balance transfer (BT) rate. 3% BT fee applies. Unpaid BT reverts to variable cash advance rate. Use the balance transfer calculator in your digital banking dashboard to see how much you could save.
A card that let's you save more
Low Interest Rate
Remove the stress of spending with our lowest rate credit card — and reduce your monthly credit card payments.
Low Annual Fee
From the low rate to the convenience, enjoy every benefit this credit card has to offer without ever paying an annual fee.
Zero Balance Transfer
Fees
Move over your high-interest debt and speed up how quickly you pay it off. It’s completely free — so you can save more.
Payment Protection Insurance
Your annual fee card comes with a payment protection insurance that cancels your loan payments or loan balance, up to contract maximums, if you become unemployed, disabled, or pass away.
Is this Credit Card right for you?
Right for you if you:
- Would like the option of paying an annual fee to receive a lower interest rate
- Want to obtain a convenient and secure payment method for everyday purchases, that can also help you to build your credit history if you make at least your minimum payments on time each month
- Want an interest free grace period on purchases
- Usually carry a balance on your card (consistently each month)
May not be right for you if you:
- Prefer cash back or reward points
- Don’t mind a higher interest rate on your card as you don’t carry a balance often (consistently pay off your balance in full), and value additional rewards and benefits offered by one of our other Cards
More to love about this card
Access to Visa SavingsEdge
Register your Visa low interest business card with Visa SavingsEdge to unlock automatic savings on business solutions, travel, electronics and more.
Stay on budget
Reduce interest payments with a low interest rate credit card. Use your digital banking dashboard as a budgeting tool with alerts designed to help you view, manage and track your spending.
Save on everyday purchases
Get 2% cash back on eligible grocery purchases and up to 1% on everyday purchases like books, movies, food delivery and more.
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Standard MasterCard® No Annual Fee Card
Earn 5% cash back on all purchases for the first 3 months (up to $2,000 in total purchases). Plus, get a 0% introductory interest rate on balance transfers for the first 6 months (22.99% after that; annual fee $0).
Earn up to $500 in value in the first 12 months, including up to 15,000 bonus Earn+ points.
Annual Fee:
Interest rates:
