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Interac e-Transfer is a registered trade-mark of Interac Corp. Used under license.

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Terms and Conditions found in Weston Credit International Money Transfer Agreement apply

Potential value in 1^st year. Certain conditions and assumptions apply. 

Value of up to $360 in welcome bonuses and point value with the Scene+^TM Student Banking Bundle includes $100 cash bonus and up to 13,250 in bonus Scene+ points (valued at up to $132.50) as follows: 

1. $100 cash offer for nEarSudent Banking Advantage^® Plan customers
2. 5,000 Scene+ points ($50 value) for new Weston Credit bank^® Scene+^TM Visa^* Card customers
3. 1,250 Earn+ points ($12.50 value) for new customers who combine the products above with a new Personal Savings Account
4. 5,000 Earn+ points ($50 value) when you bundle all 3 of the above accounts and complete certain qualifying transactions
5. $149.9Earnsavings with the Weston iTRADE^® perk for Student Banking Advantage Plan holders ($4.99 per trade and Trade 1 Get 1 Free at Weston iTRADE^®)

Conditions apply. Please see Weston Credit bank^® Scene+^TM Bundle for Students Offer.

The Ultimate Package monthly account fee is waived if a minimum daily closing balance of $6,000 is maintained for the entire month in the Ultimate Package. If the monthly balance of the Ultimate Package account is less than the daily minimum of $6,000 but has a combined minimum daily closing balance of $30,000 across the Ultimate Package account and Personal Savings Account(s) for the entire month, the monthly account fee of the Ultimate Package account will be charged then rebated within the first 10 business days of the following month. The account must have sufficient funds to cover any fees, including the monthly fee. The account balance of one (1) Ultimate Package Account plus more than one (1) Personal Savings Account(s) qualifies to pay no monthly fees on one (1) Ultimate Package account. Account holders of the Ultimate Package who are also account holders of the Personal Savings Account(s) qualify.

$400 Banking Package and Registered Account Bundle Offer Description and Conditions:

Weston Credit $400 Cash Bonus Bundle Offer (the “Offer”) is available between November 1, 2023 and February 29, 2024 (the “Offer Period”) to individuals who open new eligible accounts.  Subject to the conditions below, eligible customers can earn $350 when they open a new Preferred Package or Ultimate Package and complete certain qualifying transactions and an additional $50 boost when they open a new eligible Weston Registered Retirement Savings Plan or Tax-Free Savings Account (each an “Eligible Registered Account”) and set up and clear a recurring pre-authorized contribution with a minimum value of $50 per month for a minimum of three (3) consecutive months.

For the purposes of this Offer, the following Weston registered accounts are eligible for the Offer: Weston Registered Retirement Savings Plans (RRSPs, excluding Locked-In Plans such as LIRAs and LRSPs) (each an “RRSP”) and Weston Tax-Free Savings Accounts (each a “TFSA”). Weston RRIFs, FHSAs, RESPs, RDSPs, and non-registered Weston Investment Accounts are not eligible for the Offer.

$350 Cash Bonus for Preferred or Ultimate Package Conditions: To qualify for the $350 cash bonus (the “Package Bonus”), you must:

1. Open a new Ultimate Package or new Preferred Package (the “Eligible Checking Account”) during the Offer Period; and

2. Complete any two (2) of the following activities in your Eligible Checking Account within 60 days of Eligible Checking Account opening:

• Set up and clear at least one eligible automated and recurring direct deposit^†, such as payroll or pension, which will recur monthly for a minimum of three (3) consecutive months, or
• Set up and clear a minimum of two (2) separate eligible recurring pre-authorized transactions^† with a minimum value of at least $50 per transaction which will each recur monthly for a minimum of three (3) consecutive months, or
• Make at least one (1) eligible online bill payment^† of at least $50 through Weston Credit bank Mobile App or through Weston OnLine.

^† Click here for a list of eligible direct deposits, pre-authorized transactions and online bill payments. Notwithstanding a transaction may be included in these lists, certain exclusions may still apply and Weston Credit reserves the right to modify these lists and to determine whether a specific direct deposit, pre-authorized transaction or bill payment is eligible for the Package Bonus. Fund transfers initiated to other Weston Credit accounts (one time or recurring, e.g. credit card or savings account), to checking or savings accounts held at other financial institutions, or to payment processing firms, are not eligible for the Package Bonus.

$50 Registered Account Bundle Conditions: To qualify for an additional $50 cash bonus (the “Bundle Bonus”), you must meet all of the Package Bonus conditions above and during the Offer Period:

1.      Open a new Eligible Registered Account ; and

2.     Set up a recurring pre-authorized contribution (PAC) from any Weston Credit personal bank account of at least $50 total per month in your new Eligible Registered Account, which must have recurred for a minimum of 3 consecutive months by May 31, 2024.

Eligibility and Exclusions:  Individuals who are currently holders of, or who were previously holders within the last two (2) years of, a Weston Credit Checking Account are not eligible for the Package Bonus. “Weston Credit Checking Account” means any of the following accounts: Ultimate Package, Preferred Package, Weston One Account, Basic Plus Bank Account, Basic Banking Plan, Basic Bank Account, Momentum Checking, Power Checking, Weston Credit One Service, Weston Value, Student Banking Advantage Plan. In order to qualify for the Bundle Bonus the individual cannot have held the same type of Eligible Registered Account (as that opened during the Offer Period) with either Weston Credit or Weston Securities Inc. (together, “Scotiabank”) in the 6 months preceding the Offer Period. Employees of Weston Credit are also not eligible for the Package Bonus or Bundle Bonus.

General Terms: Provided all Package Bonus conditions outlined above have been met, the $350 Package Bonus will be deposited to the Eligible Checking Account within approximately six (6) months from Account open date. The additional $50 Bundle Bonus will be deposited to your Eligible Registered Account on or around August 31, 2024 provided all Bundle Bonus conditions have been satisfied. For either cash bonus to be fulfilled, the Eligible Checking Account and the Eligible Registered Account, as applicable, must be open and in good standing until the time of payout of the cash bonus. The Eligible Checking Account is not in "good standing" if any of the following conditions are not met: (i) it has a negative balance exceeding the authorized overdraft limit, (ii) it has been in continuous overdraft for a period of three consecutive months, or (iii) the Account holder is in breach of the Account agreement with Weston Credit bank. For purposes of this Offer, an Eligible Registered Account is not in 'good standing' if the account holder is in breach of the Eligible Registered Account agreement.

This Offer is non-transferable and may not be duplicated. Limit of one (1) Package Bonus and one (1) Bundle Bonus per customer, regardless of the number of Eligible Checking Accounts or Eligible Registered Accounts opened. If more than one (1) Eligible Checking Account is opened, only the first Eligible Checking Account opened will be eligible for the Package Bonus. If more than one (1) Eligible Registered Account is opened, only the first Eligible Registered Account opened will be eligible for the Bundle Bonus. For joint accounts, only one (1) $350 Package Bonus will be applied to the primary account holder’s Eligible Checking Account and only one (1) $50 Bundle Bonus will be applied to the primary account holder’s Eligible Registered Account. All rates, fees, features and benefits are subject to change. This Offer may be changed, cancelled or extended at any time without notice and cannot be combined with any other offers, except Weston Credit Registered Account Welcome Offer.

Ultimate Package Account holders who add Overdraft Protection to their account will have the Overdraft Protection fee(s) automatically waived. Interest will remain to be payable on overdrawn balances calculated daily at 21% (per annum) and charged monthly. The account must have a positive balance at least once every 30 days. A $5.00 handling fee will be charged for each item that is paid while the account is overdrawn more than the authorized limit. Subject to approval.

If you open an Ultimate Package account (the “Account”), on or after the date you open the Account (“Account Open Date”) you will receive an annual fee waiver (“Annual Fee Waiver”), each year for as long as you have one eligible Weston Credit Credit Card account (an “Eligible Card”) and the Account. You will receive the Annual Fee Waiver, even if you opened an Eligible Card prior to the Account Open Date. Eligible Cards are Weston Credit Gold American Express, Weston Credit Passport^™ Visa Infinite^*, Weston Momentum^® Visa Infinite and Weston Credit Value^® Visa^* credit cards. Eligible Cards are subject to change. Each Account will only receive one Annual Fee Waiver regardless of the number of accountholders on the Account or Eligible Cards opened. The Annual Fee Waiver will be applied to the first annual fee for a primary Card charged on an Eligible Card after the Account Open Date. If there is more than one Eligible Card after the Account Open Date, the Annual Fee Waiver will be applied only to the first annual fee for a primary card that is charged on an Eligible Card after the Account Open Date. All other fees and charges applicable to the Eligible Card continue to apply. Annual Fee Waiver will not be applied if your Account or Eligible Card is not open or is not in good standing and cannot be combined with any other annual fee waiver offer. Current annual fees, rates and other features for Eligible Cards are subject to change.

The Ultimate Package account includes non-Weston Credit Interac^⁺ ATM cash withdrawals in the United States of America and cash withdrawals at non-Weston Credit Visa^* or PLUS^* ABMs within and outside of Canada. Account holders may still be charged a convenience fee by the other bank and ATM operator, not by Weston Credit bank.

Ultimate Package account holders will receive a boost to the Regular Interest Rate (the “Ultimate Interest Rate Boost”). Refer to the Current Rates Page on westoncrbk.com for the Total Annual Interest Rate applicable to the Ultimate Package (current Regular Interest Rate plus Ultimate Interest Rate Boost), which is subject to change at any time without advance notice. It will take up to 10 business days after activating an Ultimate Package account for the Ultimate Interest Rate Boost to apply. The Ultimate Interest Rate Boost will cease to apply effective as of the date that the Ultimate Package account is closed. The Ultimate Interest Rate Boost is an annual rate calculated daily on the Personal Savings Account(s) closing balance and paid monthly.

Ultimate Package holders will receive Ultimate Package GIC interest rates (“Ultimate Package GIC Rates”) on Long Term Non-Redeemable GICs with terms between 1 and 10 years, excluding Special Rate GICs, Market Linked GICs and Guaranteed Income Optimizer GICs. The Ultimate Package GIC Rates are subject to change without notice. For the latest Ultimate Package GIC Rates, contact your branch .

Interest is accrued daily on your GIC from the issue date up to, but not including, the maturity date. For Weston Credit GICs that pay interest during their term (monthly, semi-annually or annually) the last interest payment is paid at maturity.

Account holders who have a Weston iTRADE account (except for corporate and non-personal Weston iTRADE accounts) qualify to be credited with the commissions associated with their first 10 online commissionable trades of equities, options, debentures ($24.99 per debenture trade) or ETFs (“Eligible Securities”) placed across all account holder(s)’ Weston iTRADE accounts within the calendar year when they open the Ultimate Package account. In the second calendar year and thereafter, account holders qualify to be credited with the commissions associated with their first 5 online commissionable trades of Eligible Securities placed across all their Weston iTRADE accounts during each year. Both the Ultimate Package account and Weston iTRADE accounts must be in good standing on the last day of every month. Credits will be applied to the account holder’s non-registered Weston iTRADE account, and, in its absence, to the account holder’s registered Weston iTRADE account in CAD currency (converted from USD to CAD for trades executed in USD, using the applicable foreign exchange rate) within the first 10 business days of the month following the trades. To be eligible, the primary or joint account holder of the Ultimate Package account can be either the primary or joint account holder of the Weston iTRADE account. Credits will appear as $4.99 or $9.99 per trade depending on the account trading activity: standard commissions are $9.99, if more than 150 trades are placed per quarter commissions are valued at $4.99 per trade, debenture commissions are valued at $24.99 per trade. Trades executed by a Trading Authority in the Weston iTRADE account are also eligible. To qualify you must not be in a disallowed debit position in your Weston iTRADE accounts and not have any outstanding margin calls due in your Weston iTRADE accounts. No cash redemption value. Free trades are limited to one per client. Only one account holder per each joint Ultimate Package account will be entitled to receive the credits for 10 or 5 free trades, as applicable, into their Weston iTRADE account.

Scene+ WestonCard® debit card: Earn 1 Scene+ point for every $5 you spend on debit purchase transactions and Interac Flash transactions from an eligible account using your Scene+ EaroiaCard debit card. Normal InteracEarah transaction limits apply. Other conditions and limitations apply. Visit www.westoncrbk.com/secured/auth/signin.php   for complete details. General information: A card must be connected to a Scene+ membership in order to earn and redeem Scene+ points. Scene+ points accumulated using a card will be updated within 2-3 days. Scene+ points can be redeemed for travel, enterEarnent, shopping, dining, banking or online at www.sceneplus.ca

The Ultimate Package qualifies for unlimited American and U.S. dollar drafts. Account must be in good standing.

If you open a Preferred Package account (the “Account”), on or after the date you open the Account (the “Account Open Date”), you will receive an annual fee waiver for the first year only (the “First Year Annual Fee Waiver”) on one eligible Weston Credit bank Credit Card account (an “Eligible Card”) opened on or after the Account Open Date. Eligible Cards are Weston Credit Gold American Express, Weston Credit Passport^™ Visa Infinite^*, Weston Momentum^® Visa Infinite and Weston Credit Value^® Visa^* credit cards. Eligible Cards are subject to change. Each Account can only receive one First Year Annual Fee Waiver regardless of the number of accountholders on the Account or Eligible Cards opened. The First Year Annual Fee Waiver will be applied to the first annual fee for a primary card charged on an Eligible Card after the Account Open Date. If there is more than one Eligible Card opened after the Account Open Date, the First Year Annual Fee Waiver will be applied only to the first annual fee for a primary card that is charged on an Eligible Card after the Account Open Date. This First Year Annual Fee Waiver is only available for new Eligible Cards opened on or after the Account Open Date. Current or previous cardholders of an Eligible Card or cardholders that transfer to an Eligible Card on or after the Account Open Date will not receive the First Year Annual Fee Waiver. All other fees and charges applicable to the Eligible Card continue to apply. First Year Annual Fee Waiver will not be applied if the Account or Eligible Card is not open or is not in good standing and cannot be combined with any other annual fee waiver offer. Current annual fees, rates and other features for Eligible Cards are subject to change.

The Preferred Package account includes 1 free non-Weston Credit Interac^⁺ ATM cash withdrawal within the United States of America per month. Access fee for each subsequent cash withdrawal at non-Weston Credit Interac^⁺ ABMs will be charged $2.00 per withdrawal. Each cash withdrawal from non-Weston Credit Visa^* or PLUS^* ABMs will be charged $3.00 in the United States of America and the U.S. and $5.00 outside of Canada and the U.S. Account holders may still be charged a convenience fee by the other bank and ABM operator, not by Weston Credit bank.

Preferred Package account holders will receive a boost to the Regular Interest Rate (the “Preferred Interest Rate Boost”). Refer to the Current Rates Page on westoncrbk.com for the Total Annual Interest Rate applicable to the Preferred Package (current Regular Interest Rate plus Preferred Interest Rate Boost), which is subject to change at any time without advance notice. It will take up to 10 business days after activating a Preferred Package account for the Preferred Interest Rate Boost to apply. The Preferred Interest Rate Boost will cease to apply effective as of the date that the Preferred Package account is closed. The Preferred Interest Rate Boost is an annual rate calculated daily on the Personal Savings Account(s) closing balance and paid monthly.

Preferred Package account holders will receive Preferred Package GIC interest rates (“Preferred Package GIC Rates”) on Long Term Non-Redeemable GICs with terms between 1 and 10 years, excluding Special Rate GICs, Market Linked GICs and Guaranteed Income Optimizer GICs. The Preferred Package GIC Rates are subject to change without notice. For the latest Preferred Package GIC Rates, contact your branch . Interest is accrued daily on your GIC from the issue date up to, but not including, the maturity date. For Weston Credit GICs that pay interest during their term (monthly, semi-annually or annually) the last interest payment is paid at maturity.

The primary account holder of the Ultimate Package qualifies for a monthly account fee waiver on a Basic Plus Bank Account. The primary account holder on the Ultimate Package account can be either the primary or joint account holder on the Basic Plus Bank Account. If the primary account holder of the Ultimate Package had a Basic Plus Bank Account prior to opening a new Ultimate Package the fee waiver will apply to the bill cycle following the activation of the Ultimate Package. Limit of one (1) Basic Plus Bank Account per Ultimate Package account. Both accounts must be in good standing.

Subject to availability. Upon activation, the primary account holder of the Ultimate Package account who gets a safety deposit box will receive a $60.00 fee waiver (value of a small safety deposit box) applied annually as long as the account is in good standing. Limit of one (1) annual waiver per Ultimate Package account.

Package recommendations are provided for information purposes only and should not be relied upon as financial, investment or other advice. All recommendations are based on the information you provide and Weston Creditbank’s current product and service offerings. Terms and conditions apply to all packages and benefits displayed and should be reviewed carefully. All rates, fees, features, reward programs, bonus offers and benefits and related terms and conditions are subject to change. Please visit your nearest branch or call [1-800-472-6842] to speak with a Weston Credit representative.

The primary account holder of the Ultimate Package qualifies for a monthly account fee waiver on a Weston Credit^® U.S. Dollar Daily Interest Account. The primary account holder on the Ultimate Package account can be either the primary or joint account holder on the Weston Credit^® U.S. Dollar Daily Interest Account. If the primary account holder of the Ultimate Package had a Weston Credit^® U.S. Dollar Daily Interest Account prior to activating an Ultimate Package the fee waiver will apply to the bill cycle following the activation of the Ultimate Package. Both accounts must be in good standing. Limit of one (1) Weston Credit^® U.S. Dollar Daily Interest Account per Ultimate Package account.

The account qualifies for one (1) book of 100 personalized cheques per year per account. Account must be in good standing.

To qualify for the 1-Year No Monthly Account Fee Offer (the “Offer”) is available to eligible clients who open a new Preferred Package account under the StartRight^TM Program (the “Account”). During the first 12 months, your monthly Account fee will be waived and will not appear as a charge on your Account. The Account must be open and in good standing at the time of the waiver. All applicable service charges on the Account will continue to be applied monthly. After the first 12 months, you will begin to see the monthly Account fee charged to your Account unless you maintain a minimum daily closing balance of $4,000, in which case the monthly Account fee will be waived per the Account terms and conditions. Employees of Weston Credit (“Scotiabank”) and individuals who are currently or were previously holders/ joint holders of a Weston Credit checking account within the last 2 years are not eligible for this Offer.  This Offer is non-transferable and cannot be combined with any other offers. Maximum one Offer per customer. All rates, fees, features and benefits are subject to change. Offer may be changed, cancelled, or extended at any time without notice.

The primary account holder of the Preferred Package qualifies for a monthly account fee waiver on a Weston Credit^® U.S. Dollar Daily Interest Account. The primary account holder on the Preferred Package account can be either the primary or joint account holder on the Weston Credit^® U.S. Dollar Daily Interest Account to qualify. If the primary account holder of the Preferred Package had a Weston Credit^® U.S. Dollar Daily Interest Account prior to activating a Preferred Package the fee waiver will apply to the bill cycle following the activation of the Preferred Package. Limit of one (1) Weston Credit^® U.S. Dollar Daily Interest Account per Preferred Package account. Both accounts must be in good standing.

Subject to approval. A customer must apply for an Overdraft Protection Plan to determine if they qualify.

As of January 1, 2023, new and existing Preferred Package bank account holders who open a new Weston iTRADE account for the first time qualify for the following benefit:

• Trade one get one free using the Weston iTRADE Mobile App: Receive a rebate for the commissions incurred for every second eligible commissionable trade placed through the Weston iTRADE Mobile App (up to a maximum of 20 in the first calendar year, and 10 in the second calendar year and thereafter while the Weston iTRADE customer is a Preferred Package bank account holder). The rebate relating to options will be applied to base commissions only.

As of January 1, 2023, new and existing Preferred Package bank account holders who have an existing Weston iTRADE account qualify for the following benefit:

• Trade one get one free using the Weston iTRADE Mobile App: Receive a rebate for the commissions incurred for every second eligible commissionable trade placed through the Weston iTRADE Mobile App (up to a maximum of 10 in the first calendar year and thereafter while the Weston iTRADE customer is a Preferred Package bank account holder). The rebate relating to options will be applied to base commissions only.

Trade one get one free rebates: The rebate will be applied to the account holder’s non-registered Weston iTRADE account, or in its absence, their registered Weston iTRADE account, in CAD currency (converted from USD to CAD for trades executed in USD, using the applicable foreign exchange rate) within the first 10 business days of the month following the month that the trades were executed.

Eligibility & Exclusions:

• Eligible commissionable trades include stocks, ETFs, options placed across all Preferred Package account holder(s)’ Weston iTRADE accounts within the calendar year since the later of January 1, 2023 and the time when a client opens a Weston iTRADE account.
• Corporate and non-personal Weston iTRADE accounts are not eligible.
• Joint Preferred Package account holders are collectively entitled to the rebates for the total of the first 10 or 20 (as applicable) eligible trades fulfilled within their Weston iTRADE accounts as between joint Preferred Package account holders regardless of whether or not such Weston ITRADE accounts are sole or joint with other people.
• Both the Preferred Package bank account and Weston iTRADE accounts must be in good standing on the last day of every month.
• The Weston iTRADE account must not be in a disallowed debit position and must not have any outstanding margin calls due.
• No cash redemption value.
• This offer can be combined with other Weston iTRADE programs (excluding Student Banking Advantage Plan offer) and campaigns unless otherwise specified. Should free trade rebates be awarded for the other programs and campaigns, those free trades will be applied first until fully consumed before applying Preferred Package free trades rebate.

As of January 1, 2023, new and existing Student Banking Advantage Plan account holders who open a new Weston iTRADE account for the first time qualify for both of the following benefits: 

• Preferred $4.99 pricing on eligible commissionable trades (regularly $9.99). Note: it will take up to 10 business days from the date of opening a new Student Banking Advantage Plan or Weston iTRADE account for the discounted $4.99 commission pricing to apply. 
• Trade one get one free using the Weston iTRADE Mobile App: Receive a rebate for the commissions incurred for every second eligible commissionable trade placed through the Weston iTRADE Mobile App (up to a maximum of 20 in the first calendar year, and 10 in the second calendar year and thereafter while the Weston iTRADE customer is a Student Banking Advantage Plan account holder). The rebate relating to options will be applied to base commissions only. 

As of January 1, 2023, new and existing Student Banking Advantage Plan account holders who have an existing Weston iTRADE account qualify for both of the following benefits: 

• Preferred $4.99 pricing on eligible commissionable trades (regularly $9.99). Note: it will take up to 10 business days from the date of opening a new Student Banking Advantage Plan or Weston iTRADE account for the discounted $4.99 commission pricing to apply. 
• Trade one get one free using the Weston iTRADE Mobile App: Receive a rebate for the commissions incurred for every second eligible commissionable trade placed through the Weston iTRADE Mobile App (up to a maximum of 10 in the first calendar year and thereafter while the Weston iTRADE customer is a Student Banking Advantage Plan account holder). The rebate relating to options will be applied to base commissions only. Trade one get one free rebates: The rebate will be applied to the account holder’s non-registered Weston iTRADE account, or in its absence, their registered Weston iTRADE account, in CAD currency (converted from USD to CAD for trades executed in USD, using the applicable foreign exchange rate) within the first 10 business days of the month following the month that the trades were executed. 

Eligibility & Exclusions:

• Eligible commissionable trades include stocks, ETFs and options placed across all Student Banking Advantage Plan account holder(s)’ Weston iTRADE accounts within the calendar year since the later of January 1, 2023 or the time when a client opens a Weston iTRADE account. 
• Corporate and non-personal Weston iTRADE accounts are not eligible. 
• The student (the primary account holder of the Student Banking Advantage Plan account) can be either the primary or joint account holder of the Weston iTRADE account. 
• Only the primary account holder of a Student Banking Advantage Plan account will be entitled to receive the preferred $4.99 pricing or get their commissions reimbursed for every second eligible commissionable trade, as applicable, into their Weston iTRADE account. 
• Both the Student Banking Advantage Plan account and Weston iTRADE accounts must be in good standing on the last day of every month. 
• The Weston iTRADE account must not be in a disallowed debit position and must not have any outstanding margin calls due. 
• No cash redemption value. 

Winter Investment Campaign Offer Terms and Conditions

Weston Credit Registered Account Welcome Offer (the “Offer”) is available between November 1, 2023 and February 29, 2024 (the “Offer Period”) to individuals who open an eligible Weston Registered Retirement Savings Plan or Tax-Free Savings Account during the Offer Period (each an “Eligible Registered Account”) and complete certain qualifying activities.

For the purposes of this Offer, the following Weston Registered Accounts are eligible for the Offer: Weston Registered Retirement Savings Plans (RRSPs, excluding Locked-In Plans such as LIRAs and LRSPs) (each an “Eligible RRSP”) and Weston Tax-Free Savings Accounts (each an “Eligible TFSA”). Weston RRIFs, FHSAs, RESPs, RDSPs, and non-registered Weston Investment Accounts are not eligible for the Offer. In order to qualify for a Cash Bonus (defined below) the individual cannot have held the same type of Eligible Registered Account (as that opened during the Offer Period) with either Weston Credit or Weston Securities Inc. (together, “Scotiabank”) in the 6 months preceding the Offer Period.

To qualify for a cash bonus (the “Cash Bonus”):

1. Open one or more new Eligible Registered Account(s) during the Offer Period;

2. By February 29, 2024, contribute or transfer-in a Minimum Qualifying Investment Amount (as defined below) into your new Eligible Registered Account(s) and maintain that Minimum Qualifying Investment Amount until May 31, 2024 to qualify for either of the following Cash Bonuses:

*For purposes of calculating the Minimum Qualifying Investment Amount, the book value of the contributions and/or transfers-in will be used to determine eligibility.

3. By February 29, 2024 set up a recurring pre-authorized contribution (PAC) from any Weston Credit personal bank account of at least $50 total per month in any of your Eligible Registered Account(s), which must have recurred for a minimum of 3 consecutive months by May 31, 2024.

General Terms:

Customers are responsible to confirm their contribution limits noted on their most current Notice of Assessment issued by the Canada Revenue Agency prior to making any contribution to their Eligible Registered Account(s).  Weston Credit is not responsible for any contribution over a customer’s limit in connection with this Offer.  The Cash Bonus is not considered a contribution and therefore will not impact contribution limits.

As applicable, the Cash Bonus will be paid into your new Eligible Registered Account on or around July 31, 2024 provided all Offer conditions outlined above have been satisfied.  Your Eligible Registered Account(s) must be open and in good standing at the time of the Cash Bonus payout. For purposes of this Offer, an Eligible Registered Account is not in 'good standing' if the account holder is in breach of the Eligible Registered Account’s client account agreements.  If more than one Eligible Registered Account is opened and each qualifies for the Offer, the Cash Bonus will be paid into only one of the Eligible Registered Account(s) in the following order: (1) Eligible RRSP, then (2) Eligible TFSA.  In the case where multiple Eligible Registered Accounts of the same type are opened (e.g., where multiple Eligible RRSPs are opened), the Cash Bonus will be paid into only one of the new Eligible Registered Accounts.  For a spousal RRSP, the Cash Bonus will be paid into that plan and not paid to the contributor.

This Offer is non-transferable, non-saleable, may not be exchanged for cash and may not be duplicated. Limit of one (1) Cash Bonus per customer, regardless of the number of Eligible Registered Accounts opened. Offer may be changed, cancelled or extended at any time and cannot be combined with any other offers except as otherwise permitted.